Fintech refers to any business that integrates technology (for example, Artificial Intelligence and Machine Learning) to automate the process of finance. It is a combination of terms ‘finance’ and ‘technology.’ This industry is rising while serving consumers and businesses simultaneously. The fintech industry has a wide array of applications from blockchain technology to mobile banking.
The driving factor behind the emergence of the fintech industry is traditional banks who are the supporters and early adopters of this innovation. They are investing, acquiring or partnering with the fintech startups to ease the lives of digitally-minded customers and for the further growth and expansion of the finance industry. Through technology, the companies are innovating in every area from online loan disbursal, mobile payments, credit score to stock trading.
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